A Broad Variety of Services Ranging from Conventional Products to Specialized Programs.

As a leading Lebanese and regional bank, Bank Audi has always considered Commercial Banking as one of its core activities, and SMEs as a pillar of national economy.

Bank Audi is involved in major financial activities aiming at developing landmark entrepreneurial projects in Lebanon, in yet another effort to enhance the national economy, while promoting job creation and empowering Lebanon's young active population by providing them with the right opportunities to achieve their goals.

The Bank’s Commercial Banking experts understand customers’ needs and demands and offer them solutions that address their specific requirements through financing their working capital, providing lending solutions to fund their growth and offering a variety of choices tailored to maximize return.

Conventional Commercial Banking services include:

• Credit Extension / Short and Long Term Financing:
  A wide range of services, such as advances in current accounts (overdrafts), short, medium and long term loans, facilities for discounted bills, bills for collection and advances against bills in guarantee, bridging facilities, subsidized loans including Kafalat loans, as well as cash flow or project financing.
  
  When it comes to cash flow or project financing, each new project should have a sustainable competitive advantage and should offer beneficial prospects as evidenced in a detailed feasibility study presented to the Bank and subject to final approval.
  

• Trade-Related Services
  Ranging from basic documentary letters of credit, collections and trade guarantees to more complex trade finance arrangements.
   
• Treasury Services / Financial Advisory
  A dedicated team of Relationship Officers, in full coordination with the Corporate Desk team in the Treasury Department, assists clients in optimizing their foreign exchange structure, ensuring a minimum risk exposure.

In addition to conventional products, Bank Audi has established solid relationships with several international institutions which allow it to offer attractive financing schemes via specific products, such as:

• The Arab Trade Financing Program (ATFP)
  Financing programs through the Arab Monetary Fund.
   
• European Investment Bank (EIB) Loans
  Loans with favorable terms financing investments in European Union (EU) future Member States and Partner Countries.