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Home Loan

Home Loan in USD

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If you are a Lebanese resident or expatriate with a minimum monthly income of USD 2,000, our Home Loan in USD is the right option for you.

What do I get?

Residents Expatriates

What do I need?

Residents Expatriates

How do I?

Banking Tips

What is the Annual Percentage Rate (APR)?
The Annual Percentage Rate also known as APR describes the annual rate applied on a loan for the whole period.

APR calculation includes, other than the monthly payments, all mandatory fees that clients need to pay outside their loan such as the file fees, stamp fees, life insurance fees and mortgage fees.

APR calculation excludes the late payment fees, early settlement fees as well as home (Fire) and car insurance fees.
What are the fees that are calculated in the APR for the Home Loan Audi – USD?
File fees, stamp fees, mortgage fees and real-estate fees

Example of the APR calculation for the Home Loan Audi - USD:

  • Type: Home Loan Audi USD
  • Currency: USD
  • Client: 35 years old, in good health condition (based on the Bank’s medical questionnaire)
  • Life Insurance included in the monthly payments

Home price Down payment Period (years) Rate (regressive) APR
USD 350,000 USD 100,000 25 6.51% 7.64%
(Excluding fire insurance fees)
Home Loan Subsidized by BDL

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If you are a Lebanese resident or expatriate with a monthly income between LBP 3,000,000 and LBP 4,500,000, our Home Loan subsidized by the Central Bank in LBP is the right option for you.

What do I get?

Residents Expatriates

What do I need?

Residents Expatriates

How do I?

Banking Tips

What is the Annual Percentage Rate (APR)?
The Annual Percentage Rate also known as APR describes the annual rate applied on a loan for the whole period.

APR calculation includes, other than the monthly payments, all mandatory fees that clients need to pay outside their loan such as the file fees, stamp fees, life insurance fees and mortgage fees.

APR calculation excludes the late payment fees, early settlement fees as well as home (Fire) and car insurance fees.
What are the fees that are calculated in the APR for the Home Loan BDL – LBP?
Stamp fees, mortgage fees and real-estate fees

Example of the APR calculation for the Home Loan BDL:

  • Type: subsidized by BDL
  • Currency: LBP
  • Client: 35 years old, in good health condition (based on the Bank´s medical questionnaire)
  • Life Insurance included in the monthly payments
  • 6-month grace period

Home price Down payment Period (years) Rate (regressive) APR
LBP 450,000,000 LBP 150,000,000 25 5.44% 5.89%
(Excluding fire insurance fees)
Home Loan through the Public Corporation for Housing

Step Into Your New Home Today


If you are a Lebanese resident with a monthly income between LBP 800,000 and LBP 6,500,000, our Home Loan through the Public Corporation for Housing (PCH) in LBP is the right option for you.

What do I get?

Down Payment Starting at 10% (+10% to be blocked in favor of the PCH)
Loan Amount LBP 20 to 270 million
Loan Period Up to 30 years divided equally between Bank Audi and the PCH
Interest Rate Variable, renewable every 2 years, based on 20% 2-year Treasury Bill + 3.9%
No real estate, stamp, registration or mortgage fees
File Fees 1% of the loan amount
Life and House Insurance provided by LIA insurance sal


What do I need?

House Types Primary residence, finished*
Applicant’s Age 21 to 64 years
Applicant’s Nationality Residents/Lebanese since 10 years
Minimum Monthly Income LBP 800,000
Maximum Monthly Income LBP 6,750,000 million
Minimum Years of Experience 3 for salaried employees and 5 for self-employed individuals

* Maximum internal area is based on monthly income:
LBP 800,000 to 1 million = up to 120 m2
LBP 1 to 3 million = up to 155 m2
LBP 3 to 6.75 million = up to 210 m2


How do I?

Banking Tips

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Extra products and services with your loan

Get in touch

For any questions
Or call the Bank Audi help desk
+961 (4) 727777  or  1570
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