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Consolidated Income Statement (Unaudited) as at Septembre 30, 2005 (unaudited)
(LL millions)
	Income Statement		30-Sep-2005	30-Sep-2004
	Interest and similar income		713,459	561,445
		Lebanese Treasury bills and other government bills	155,346	134,147
		Deposits and similar accounts in banks and financial institutions	345,160	289,159
		Deposits in head office, branches and affiliates
		Bonds and financial instruments with fixed income	32,398	21,336
		Loans and advances to customers	162,921	108,010
		Loans and advances to related parties	8,187	4,423
		Other interest and similar income	9,447	4,370
		Interest on leasing contracts
	Interest and similar charges		493,527	392,130
		Deposits and similar accounts from banks and financial institutions	30,448	19,461
		Deposits from head office, branches and affiliates
		Deposits from customers and other creditor accounts	442,594	350,438
		Deposits from related parties	3,225	4,385
		Cash contribution to capital and subordinated loans	3	156
		Certificates of deposit	12,121	12,165
		Bonds and financial instruments with fixed income	9	2,636
		Other interest and similar charges	5,127	2,889
		Interest on leasing contracts
	Net provisions and recoveries on doubtful loans		29,460	10,075
		Provisions for doubtful loans Of which: provision setup related to commercial loans(granted by leasing companies)	40,333	18,766
		Recoveries of provisions for doubtful loans Of which: provision write-back related to commercial loans(granted by leasing companies) Of which: provision write-back related to leasing contracts	(10,873)	(8,691)
		Provision related to leasing contracts
	Net interest received D=A-(B+C)		190,472	159,240
	Revenues from shares, securities & financial assets with variable income		3,304	4,364
	Net commissions		72,165	44,810
		Commissions received Of which: commission related to leasing contracts	83,563	65,637
		Commissions paid Of which: commission related to leasing contracts	(11,398)	(20,827)
	Profit on financial operations		83,896	72,425
		Profit on marketable securities	8,537	6,956
		Profit on financial fixed assets	3,469	4,490
		Profit on foreign exchange position	26,878	13,459
		Profit on financial instruments	45,012	47,520
	Loss on financial operations		17,399	9,681
		Loss on marketable securities	1,960	955
		Loss on financial fixed assets		85
		Loss on foreign exchange position	11,502	2,623
		Loss on financial instruments	3,937	6,018
	Net income from financial operations I=G-H		66,497	62,744
	Other operating income		12,217	5,301
	Other operating expenses		4,204	12,827
	General and administrative expenses		190,091	158,951
		Salaries wages and related charges	110,742	96,470
		General operating expenses	79,349	62,481
	Amortization and depreciation		20,956	16,641
	Provision on investments and marketable securities and financial instruments with variable income		1,206	831
	Provisions on contingent accounts		4,322
	Profit from operations before taxation P=D+E+F+I+J-K-L-M+N+O		134,932	88,871
	Net extraordinary income		(4,594)	383
Extraordinary income			1,654	2,665
Extraordinary expenses			(6,248)	(2,282)
	Income tax		19,005	16,654
	Our part in affiliates under equity method		171	(113)
Non financial institutions			171	(113)
Financial institutions
	Net profit for the period		111,504	72,487
Group share			111,103	72,368
Minority share			401	119
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>	Consolidated Income Statement
>	Consolidated Cash Flows
>	Consolidated Statement of Changes in Shareholders' Equity
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