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Consolidated Income Statement (Unaudited) as at June 30, 2006 (unaudited)
(LL millions)
Income Statement				30-June-2006	30-June-2005
Interest and similar income				590,495	464,720
			Lebanese Treasury bills and other government bills	131,322	99,402
			Deposits and similar accounts in banks and financial institutions	281,535	223,466
			Deposits in head office, branches and affiliates
			Bonds and financial instruments with fixed income	31,994	22,110
			Loans and advances to customers	132,748	106,503
			Loans and advances to related parties	5,442	5,670
			Other interest and similar income	7,454	7,569
			Interest on leasing contracts
		Interest and similar charges		392,785	321,299
			Deposits and similar accounts from banks and financial institutions	10,235	25,217
			Deposits from head office, branches and affiliates
			Deposits from customers and other creditor accounts	364,037	283,238
			Deposits from related parties	3,958	2,418
			Cash contribution to capital and subordinated loans		3
			Certificates of deposit	8,177	8,036
			Bonds and financial instruments with fixed income		10
			Other interest and similar charges	6,378	2,377
			Interest on leasing contracts
Net provisions and recoveries on doubtful loans				4,695	23,792
			Provisions for doubtful loans	13,508	30,241
			Of which: provision setup related to commercial loans(granted by leasing companies)
			Recoveries of provisions for doubtful loans	(8,813)	(6,449)
			Of which: provision write-back related to commercial loans(granted by leasing companies) Of which: provision write-back related to leasing contracts
			Provision related to leasing contracts
Net interest received				193,015	119,629
Revenues from shares, securities & financial assets with variable income				7,639	2,772
Net commissions				55,287	46,276
			Commissions received	70,065	53,105
			Of which: commission related to leasing contracts
			Commissions paid	(14,778)	(6,829)
			Of which: commission related to leasing contracts
Profit on financial operations				62,306	47,650
			Profit on marketable securities	28,236	3,928
			Profit on financial fixed assets		3,444
			Profit on foreign exchange position	13,145	10,636
			Profit on financial instruments	20,925	29,642
Loss on financial operations				15,007	5,388
			Loss on marketable securities	4,152	926
			Loss on financial fixed assets
			Loss on foreign exchange position	6,663	803
			Loss on financial instruments	4,192	3,659
Net income from financial operations				47,299	42,262
Other operating income				8,360	7,868
Other operating expenses				2,731	2,641
Total operating income				308,869	216,166
General and administrative expenses				140,469	128,489
			Salaries wages and related charges	80,680	76,414
			General operating expenses	59,789	52,075
Amortization and depreciation				17,755	14,051
Provision on investments				2,335	2,908
Provisions on contingent accounts & other risks				(108)	505
Profit from operations before taxation				152,872	77,039
Net nonrecurring operations				(1,995)	(273)
	Nonrecurring income			631	5,461
	Nonrecurring expenses			(2,626)	(5,734)
Income tax				21,949	9,950
Our part in affiliates under equity method				476	73
	Non financial institutions			476	73
	Financial institutions
Net profit for the period				129,404	66,889
	Group share			132,681	66,662
	Minority share			(3,277)	227
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>	Consolidated Income Statement
>	Consolidated Cash Flows
>	Consolidated Statement of Changes in Shareholders' Equity
>	2007 Consolidated Figures & Auditors’ Report
>	Annual Report 2007
>	Annual Report 2006