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Consolidated Income Statement (Unaudited) as at June 30, 2007 (unaudited)
(LL millions)
Income Statement		30-June-2007	30-June-2006
Interest and similar income		715,803	590,495
	Lebanese Treasury bills and other government bills	172,070	131,322
	Deposits and similar accounts in banks and financial institutions	317,851	281,535
	Deposits in head office, branches and affiliates
	Bonds and financial instruments with fixed income	22,410	31,994
	Loans and advances to customers	186,392	132,748
	Loans and advances to related parties	8,596	5,442
	Other interest and similar income	8,484	7,454
	Interest on leasing contracts
Interest and similar charges		469,460	392,785
	Deposits and similar accounts from banks and financial institutions	4,012	10,235
	Deposits from head office, branches and affiliates
	Deposits from customers and other creditor accounts	441,326	364,037
	Deposits from related parties	8,974	3,958
	Cash contribution to capital and subordinated loans
	Certificates of deposit	8,036	8,177
	Bonds and financial instruments with fixed income
	Other interest and similar charges	7,112	6,378
	Interest on leasing contracts
Net provisions and recoveries on doubtful loans		1,701	4,695
	Provisions for doubtful loans	15,019	13,508
	Of which: provision setup related to commercial loans(granted by leasing companies)
	Recoveries of provisions for doubtful loans	(13,318)	(8,813)
	Of which: provision write-back related to commercial loans(granted by leasing companies)
	Of which: provision write-back related to leasing contracts
	Provision related to leasing contracts
Net interest received		244,642	193,015
Revenues from shares, securities & financial assets with variable income		7,581	7,639
Net commissions		73,083	55,287
	Commissions received Of which: commission related to leasing contracts	88,741	70,065
	Commissions paid Of which: commission related to leasing contracts	(15,658)	(14,778)
Profit on financial operations		47,487	62,306
	Profit on marketable securities	4,064	28,236
	Profit on financial fixed assets	3,360
	Profit on foreign exchange position	10,121	13,145
	Profit on financial instruments	29,942	20,925
Loss on financial operations		10,169	15,007
	Loss on marketable securities	1,243	4,152
	Loss on financial fixed assets	1
	Loss on foreign exchange position	1,322	6,663
	Loss on financial instruments	7,603	4,192
Net income from financial operations		37,318	47,299
Other operating income		14,695	8,360
Other operating expenses		3,825	2,731
Total operating income		373,494	308,869
General and administrative expenses		196,663	140,469
	Salaries wages and related charges	106,266	80,680
	Employees' stock options expense as per IFRS 2	8,725
	General operating expenses	81,672	59,789
Amortization and depreciation		17,611	17,755
Provisions on investments		3,262	2,335
Provisions on contingent accounts & other risks		389	(108)
Profit from operations before taxation		162,871	152,872
Net nonrecurring operations		1,945	(1,995)
	Nonrecurring income	4,144	631
	Nonrecurring expenses	(2,199)	(2,626)
Income tax		27,754	21,949
Our part in affiliates under equity method		600	476
	Non financial institutions	600	476
	Financial institutions
Net profit for the period		137,662	129,404
	Group share	135,429	132,681
	Minority share	2,233	(3,277)
Including the profit and loss account of Bank Audi sae for the second, third and fourth quarter and the fourth quarter of National Bank of Sudan only according to International Financial Reporting Standards (IFRS)
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